Citroen C3 Picasso Diesel Estate 1. Peugeot Hatchback 1. Audi A1 Diesel Sportback 1. Peugeot Diesel Hatchback 1.
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Nissan Qashqai Diesel Hatchback 1. Audi A4 Saloon 1. Request a Quote. Please wait, we're submitting your request. Request a Callback. Even if you're not yet ready to choose a car then we recommend you get pre-approved for a PCP monthly plan so you are ready to go without any delays. So get Driver 1 Approved today by completing the form below. NB: If you're under 21 or have no credit history yet of your own a parent or guardian should complete the form, as joint hirer.
It may also include your credit score. Ask questions about the terms of the contract before you sign.
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For example, are the terms final and fully approved before you sign the contract and leave the dealership with the car? If the dealer says they are still working on the approval, the deal is not yet final. Consider waiting to sign the contract and keeping your current car until the financing has been fully approved. Or check other financing sources before you sign the financing and before you leave your car at the dealership. Also, if you are a military service member, find out if the credit contract lets you move your car out of the country.
Some credit contracts may not. How is leasing different than buying? The monthly payments on a lease usually are lower than monthly finance payments if you bought the same car. You are paying to drive the car, not buy it. But at the end of a lease, you must return the car unless the lease agreement lets you buy it.
Think about how much you drive.
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The mileage limit in most standard leases is typically 15, or fewer per year. You can negotiate a higher mileage limit, but that normally increases the monthly payment, because the car depreciates more during the life of the lease. If you go beyond the mileage limit in the lease agreement, you probably will have to pay an additional charge when you return the car. Consider all of the lease terms.
When you lease, you are responsible for excess wear and damage and any missing equipment.
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If you end the lease early, you often have to pay an early termination charge that could be substantial. Might you move during the lease period? Some leases may not let you move the car out of state or out of the country. Find out the rules for the deal you are considering. Are you a service member who leased a car? Federal law lets you terminate the lease with no early termination charges IF:. Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership.
Do not agree to get the papers later because the documents may get misplaced or lost. Were you called back to the dealership because the financing was not final or did not go through?
Consider whether you want to proceed. You do not have to continue with the financing.
How it works
If you do unwind the deal, be sure the application and contract documents have been cancelled. If you agree to a new deal, be sure you have a copy of all the documents. If you will be late with a payment, contact your creditor right away. Many creditors work with people they believe will be able to pay soon, even if slightly late.
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You can ask for a delay in your payment or a revised schedule of payments.